tag:blogger.com,1999:blog-24552704320047345142024-03-14T07:23:32.362-07:00ECONOMÍA Y EMPRESAMaría Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.comBlogger45125tag:blogger.com,1999:blog-2455270432004734514.post-72216041820316180052017-01-23T05:06:00.001-08:002021-01-13T08:13:05.930-08:00IMPUESTOS ESTATALES<div class="separator" style="clear: both; text-align: center;">
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<span face=""arial" , "helvetica" , sans-serif" style="color: red; font-size: x-large;">IRPF</span></h2>
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<b style="font-family: Arial, Helvetica, sans-serif; font-size: x-large;">Impuesto sobre la renta de las personas físicas</b></h2>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_-VCCImHanKIa56d7QmJBvTvwgKNRakAp7zeuDn5kl7m_0-0Zupb1nYlKQDzL9m7kYGdiROCSR73PticwIzoKn5ugyoDm7bZBDLrsUFkzDrzdG6vlIlrZ-vF35MNhKgeQUoX0rykb2tQ/s1600/Diapositiva1.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="633" data-original-width="955" height="424" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_-VCCImHanKIa56d7QmJBvTvwgKNRakAp7zeuDn5kl7m_0-0Zupb1nYlKQDzL9m7kYGdiROCSR73PticwIzoKn5ugyoDm7bZBDLrsUFkzDrzdG6vlIlrZ-vF35MNhKgeQUoX0rykb2tQ/s640/Diapositiva1.JPG" width="640" /></a></div>
<div><br /></div><div><div style="text-align: center;"><b><span style="font-size: medium;">Novedad 2021:</span></b></div><div style="text-align: center;"><span style="font-size: medium;">Desde 60.000 € hasta 300.000 € 45%<br />Más de 300.000 € 47%</span></div></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHdCBsvejN83s2ZMcWeBFiKj_gQMbcrp36lePt3P3WT3Vb4LIJ1O13zz0fcrpzEBQM-bIqK4O99KlzKwAFvhGdg6jQJlAH2Sem0Pgun7-k7jrgKCGiT-xXB-fkN2fNibS51VpkPe4s0BE/s1600/Diapositiva2.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="618" data-original-width="939" height="420" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHdCBsvejN83s2ZMcWeBFiKj_gQMbcrp36lePt3P3WT3Vb4LIJ1O13zz0fcrpzEBQM-bIqK4O99KlzKwAFvhGdg6jQJlAH2Sem0Pgun7-k7jrgKCGiT-xXB-fkN2fNibS51VpkPe4s0BE/s640/Diapositiva2.JPG" width="640" /></a></div>
<div style="text-align: center;"><br /></div><div style="text-align: center;"> <b style="color: red; font-size: xx-large;">IS</b></div>
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<span face=""arial" , "helvetica" , sans-serif" style="font-size: large;"><b>Impuesto de Sociedades</b></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVaEo-OGNQmoCrMhPBN5uD3GyuO5FYVrAWdVgEONc7GZS-3Xm-vCtoPUWM-FTOpFUgbG80zDMUuulD1SilDdxJcyZR4zNe9ct050VwgNchfdCOxRND2baOtTl3V7NQAggbe5JsxwF48kg/s1600/Diapositiva3.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="616" data-original-width="946" height="416" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVaEo-OGNQmoCrMhPBN5uD3GyuO5FYVrAWdVgEONc7GZS-3Xm-vCtoPUWM-FTOpFUgbG80zDMUuulD1SilDdxJcyZR4zNe9ct050VwgNchfdCOxRND2baOtTl3V7NQAggbe5JsxwF48kg/s640/Diapositiva3.jpg" width="640" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiG18PImwBwDOdbrCSKXzWiSEIypSwi_zToRPQnqkj44v3Wayh-m3mczVKAQwUsic1pPTLL0cclJ5prVC9MrK6TIUzYchvCHPXn7Qm5fag0JmmM_saq2H2DsKF0xU_azbJM8NeQMl7ckTo/s1600/Liquidaci%25C3%25B3n++definitiva_2.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiG18PImwBwDOdbrCSKXzWiSEIypSwi_zToRPQnqkj44v3Wayh-m3mczVKAQwUsic1pPTLL0cclJ5prVC9MrK6TIUzYchvCHPXn7Qm5fag0JmmM_saq2H2DsKF0xU_azbJM8NeQMl7ckTo/s640/Liquidaci%25C3%25B3n++definitiva_2.jpg" width="305" /></a></div>
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<span face=""arial" , "helvetica" , sans-serif" style="color: red; font-size: x-large;">IVA</span></h2>
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<br />María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com1tag:blogger.com,1999:blog-2455270432004734514.post-81430500692063030012016-05-10T05:05:00.001-07:002022-01-23T01:27:21.297-08:00EL VOTO FEMENINO EN ESPAÑA<span style="font-size: large;">Ahora que se acercan de nuevo elecciones, no podemos olvidar que hace menos de 100 años, las mujeres no podíamos votar.</span><br />
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<span style="font-size: large;">La última película que trata este tema: <b>"Sufragistas" (2015),</b> muestra la lucha de las mujeres por el voto, en el Reino Unido.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhe0dIW0EnsA39L8cxBmu2vj30ZlfUvmZ03T9KAt5-nJVnU0qx-54yeiRrF2ACki8H_UJd09FVMeFLwFibSY0pdVJ6EXKKjaqWoMuE_WohjwAgNU0Dd3_qq9qwIgE9wN4CE0laO-OFB0XI/s1600/Sufragistas-138575244-large.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhe0dIW0EnsA39L8cxBmu2vj30ZlfUvmZ03T9KAt5-nJVnU0qx-54yeiRrF2ACki8H_UJd09FVMeFLwFibSY0pdVJ6EXKKjaqWoMuE_WohjwAgNU0Dd3_qq9qwIgE9wN4CE0laO-OFB0XI/s400/Sufragistas-138575244-large.jpg" width="268" /></a></div>
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<span style="color: magenta; font-size: medium;"><b>http://www.filmaffinity.com/es/film904562.html</b></span></div>
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<span style="font-size: large;">Pero en España, una mujer: Clara Campoamor, diputada durante la República Española, luchó en el Congreso hasta conseguirlo, y eso fue antes que en Reino Unido.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIxF7SyHj8gWph_tDJPKMSBMKH9LGWyk5YGiBe1c0Uy5XN9oIFJzkuRHy87X1Jz9KjyTs1VLRNJRcKjKMnhlUBM-26xLLgVx87YjRY_xIPe2TDb2tTL9YuvmWF698TTmNoU_xA7GQrq9s/s1600/Clara_Campoamor_La_mujer_olvidada_TV-261495535-large.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgIxF7SyHj8gWph_tDJPKMSBMKH9LGWyk5YGiBe1c0Uy5XN9oIFJzkuRHy87X1Jz9KjyTs1VLRNJRcKjKMnhlUBM-26xLLgVx87YjRY_xIPe2TDb2tTL9YuvmWF698TTmNoU_xA7GQrq9s/s400/Clara_Campoamor_La_mujer_olvidada_TV-261495535-large.jpg" width="282" /></a></div>
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<br />María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com1tag:blogger.com,1999:blog-2455270432004734514.post-15915920382483747822015-09-20T08:57:00.000-07:002016-01-28T00:56:52.778-08:00SALUDO CURSO 2015-2016<span style="font-size: large;">Tras el descanso estival, os saludo a todas y a todos, en este nuevo curso académico que empezamos y en el que espero ayudaros a aprender, todo aquello que os interesa saber para conseguir vuestros objetivos profesionales.</span><div>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-50744275150496342052014-11-20T02:40:00.006-08:002022-01-23T01:42:57.989-08:00JUGANDO A SER EMPRESARIO<span style="color: #cc0000; font-size: x-large;"><b>SIMULA</b></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZP3_uWM4y60V8FPxmCsj_BhpGMPt2wHQQT_Fof9fP8qPIpoKmmxAVz7kbPZwxCqk1Rbf5HqO-UfNOOwa03qf3gOfvTXD6vAbtrgCjMMBQ37bdZoeV0DaVjKJRBEVY4WHt9GUQw4Wyf6g/s1600/SImula..png" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="449" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZP3_uWM4y60V8FPxmCsj_BhpGMPt2wHQQT_Fof9fP8qPIpoKmmxAVz7kbPZwxCqk1Rbf5HqO-UfNOOwa03qf3gOfvTXD6vAbtrgCjMMBQ37bdZoeV0DaVjKJRBEVY4WHt9GUQw4Wyf6g/s1600/SImula..png" width="640" /></a><span style="font-size: large;"></span><br />
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<span style="font-size: large;">Con este juego de la <i><span style="color: #3d85c6;"><b>Dirección General de Política de Pequeña y Mediana Empresa</b></span></i> conseguimos vivir una situación real de emprendimiento.</span><br />
<span style="font-size: large;"><br /></span>
<span style="font-size: large;">Pulsa aquí para empezar:</span><br />
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<span style="color: blue; font-size: medium;"><a href="http://servicios.ipyme.org/simulador/intro.htm">http://servicios.ipyme.org/simulador/intro.htm</a></span><br />
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<b style="color: #cc0000; font-size: xx-large;">FORMAS JURÍDICAS DE LAS EMPRESAS</b></h3>
<span style="font-size: large;">Podéis utilizar estos enlaces para buscar información sobre las distintas formas jurídicas que pueden adoptar las empresas:</span><br />
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<a href="http://www.crear-empresas.com/formajuridicadeconstitucion.htm">http://www.crear-empresas.com/formajuridicadeconstitucion.htm</a><br />
<br /><a href="http://www.circe.es/Circe.publico.web/articulo.aspx?titulo=Definicion+de+PAIT">http://www.circe.es/Circe.publico.web/articulo.aspx?titulo=Definicion+de+PAIT</a><br />
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<span style="color: #cc0000; font-size: x-large;"><b>TRÁMITES PARA CREAR UNA EMPRESA</b></span></h3>
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi18pCuoZdSltuWXBzkY1XBtjS5trluA9UIxKrBP4VgOasQgJQl5Z1xQ-27fQ16etr1fQADrE02CVpGbJsQfG9qrRGUvLqAA2VZtvxr1o-wZGcUWrwBmDBVXoE6ESXq5jY1uP9qoY4rh4Y/s1600/vue.jpg" style="clear: left; display: inline; margin-bottom: 1em; margin-right: 1em; text-align: center;"><img border="0" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi18pCuoZdSltuWXBzkY1XBtjS5trluA9UIxKrBP4VgOasQgJQl5Z1xQ-27fQ16etr1fQADrE02CVpGbJsQfG9qrRGUvLqAA2VZtvxr1o-wZGcUWrwBmDBVXoE6ESXq5jY1uP9qoY4rh4Y/s1600/vue.jpg" width="400" /></a></div>
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<span style="font-size: large;">Web de ayuda para conseguir superar todos </span><br />
<span style="font-size: large;">los trámites necesarios en cada forma jurídica:</span><br />
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<span style="color: #cc0000; font-size: medium;"><a href="http://www.creatuempresa.org/es-ES/PasoApaso/Paginas/PuestaEnMarcha.aspx">http://www.creatuempresa.org/es-ES/PasoApaso/Paginas/PuestaEnMarcha.aspx</a></span><br />
<br /><b style="color: #cc0000;"><b><span style="font-size: x-large;"><br /></span></b></b>
<b style="color: #cc0000;"><b><span style="font-size: x-large;">AYUDAS Y SUBVENCIONES PARA PYMES</span></b></b><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvF7xUL976cWCNbIJc-aZCfX_NZ8knIuoKm0o9KaDj1UMjjHkUB_su9tgY7iqTo6twvW325pxj3kMXUIYhD1MGuY2wpaYKwhKpkXrcT0RjIevjX4gS5ER59SuIWuI1ArgWDyB5pf0Hs5s/s1600/%E2%82%AC.jpg" style="clear: left; display: inline; margin-bottom: 1em; margin-right: 1em; text-align: center;"><img border="0" height="259" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvF7xUL976cWCNbIJc-aZCfX_NZ8knIuoKm0o9KaDj1UMjjHkUB_su9tgY7iqTo6twvW325pxj3kMXUIYhD1MGuY2wpaYKwhKpkXrcT0RjIevjX4gS5ER59SuIWuI1ArgWDyB5pf0Hs5s/s1600/%E2%82%AC.jpg" width="640" /></a></div>
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<b style="color: #cc0000; font-size: x-large;"><br /></b><span style="font-size: large;">En este enlace puedes consultar por Comunidades Autónomas las ayudas y subvenciones vigentes:</span><br />
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<span style="color: #cc0000; font-size: medium;"><a href="http://www.creatuempresa.org/es-ES/Apoyo/paginas/apoyosistema.aspx"><b>http://www.creatuempresa.org/es-ES/Apoyo/paginas/apoyosistema.aspx</b></a></span><br />
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<br />María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-18723668953933193412014-10-02T04:11:00.000-07:002014-10-02T04:17:51.015-07:00EL LIBRO NEGRO DEL EMPRENDEDOR<span style="font-size: large;">Este es el libro de lectura que leeréis, las alumnas y alumnos de los ciclos superiores, en el módulo de <span style="color: #cc0000;">EMPRESA E INICIATIVA EMPRENDEDORA</span>. Pienso que puede ser positiva su lectura para vosotr@s teniendo en cuenta la situación económica actual, espero que os guste y sobre todo que os sirva como apoyo para centrar vuestro itinerario profesional, aunque no tengáis previsto de momento emprender.</span><br />
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<span style="color: #38761d; font-size: large;"><i>Ser emprendedor es una postura vital, una forma de enfrentarse al mundo que implica disfrutar del riesgo. Lo importante es la forma de la idea, no la idea en sí misma y sobre todo el conocimiento del sector donde vamos a emprender. El autor analiza las claves del fracaso, para superándo estos errores, conseguir alcanzar el éxito empresarial y personal. Su último mensaje es que no fracasan las ideas sino las ilusiones de las personas que se dejan vencer por falta de espíritu luchador, imaginación y flexibilidad para adaptarse a los cambios del entorno.</i></span><br />
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<span style="font-size: large;">Tras su lectura, haréis un control tipo test y después espero vuestros comentarios.</span>María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com33tag:blogger.com,1999:blog-2455270432004734514.post-48565999949847761682014-05-28T05:23:00.001-07:002022-01-23T01:56:55.147-08:00LA UNIÓN EUROPEA<div class="separator" style="clear: both; text-align: center;">
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<span style="font-size: large;">El día 9 mayo se celebra el <span style="color: blue;"><b>DÍA DE EUROPA</b></span></span><br />
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<span style="font-size: large;">La UE está formada por </span><b style="font-size: x-large;"><span style="color: orange;">27 países europeos</span></b><span style="font-size: large;"> que con una política común quieren conseguir desarrollo económico y bienestar social para todos sus ciudadanos. </span></div>
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<span style="font-size: large;">Esta es la bandera europea que es el <span style="color: orange;"><b>símbolo</b></span> no sólo de la Unión Europea sino también <span style="color: orange;"><b>de la unidad e identidad de Europa</b></span> en un sentido más amplio. </span></div>
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<span style="font-size: large;">El círculo de estrellas doradas representa la solidaridad y la armonía entre los pueblos de Europa. </span><span style="font-size: large;">El número de estrellas no tiene nada que ver con el número de Estados miembros. Hay doce estrellas porque el número doce es tradicionalmente el símbolo de la perfección, lo completo y la unidad. Por lo tanto la bandera no cambia con las ampliaciones de la UE.</span></div>
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<span style="font-size: large;">El euro es <span style="color: blue;"><b>nuestra moneda común</b></span>, pero de los 27 países, no todos tienen €, el proceso de unificación aún no ha terminado.</span></div>
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<a href="http://europa.eu/teachers-corner/15/index_es.htm"><span style="font-size: large;">http://europa.eu/teachers-corner/15/index_es.htm</span></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJf7sB6BLCVGQqM8bV9XZbJ9Gdu84yAdSItJ_oujsadtfGW6O20-ykRHe5SwIDA5tx6urETIk_1PNEAhI2iFhEf6qV1gCA6sJP-WbNVDjoW6H80A5GcyplQtNBQUWeOsJw7kjVb5rHLbA/s1600/foto+comic.jpg" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="400" j8="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJf7sB6BLCVGQqM8bV9XZbJ9Gdu84yAdSItJ_oujsadtfGW6O20-ykRHe5SwIDA5tx6urETIk_1PNEAhI2iFhEf6qV1gCA6sJP-WbNVDjoW6H80A5GcyplQtNBQUWeOsJw7kjVb5rHLbA/s400/foto+comic.jpg" width="281" /></a><span style="font-size: large;">Puedes encontrar en este enlace el <span style="color: red;"><b>cómic</b></span> para descargarte para leer estas vacaciones. R</span><span style="font-size: large;">ecomiendo que al leerlo, os fijéis en el <b><span style="color: #0b5394;">nombre de los personajes y de las empresas</span></b>, en el <b><span style="color: #38761d;">trámite</span></b> llevado a cabo por la diputada <span style="color: #38761d;"><b>para que se apruebe la directiva</b></span> y en las <span style="color: #e69138;"><b>hojas del final (una vez terminado el cómic)</b></span> que explican los órganos de la UE y algunos conceptos nuevos como qué es una OPA.</span></div>
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<tr><td class="tr-caption" style="text-align: center;"><b><span style="font-size: small;">751 eurodiputados de los cuales 54 son de España</span></b></td></tr>
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<span style="color: magenta; font-size: x-large;"><b style="background-color: white;">BRUSELAS ABRIL 2013</b></span></div>
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<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: small;">MAQUETA DE LOS EDIFICIOS DE LA UNIÓN EUROPEA EN BRUSELAS</span></td></tr>
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<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: small;">ENTRADA AL PARLAMENTO</span></td></tr>
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<tr><td class="tr-caption" style="text-align: center;"><span style="font-size: small;">COMITÉS CONSULTIVOS: Comité de las Regiones y Comité económico y social</span></td></tr>
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<br /><span style="color: red; font-size: large; text-align: center;"><b><span> </span><span> </span><span> </span><span> </span><span> </span><span> </span>TRABAJO A REALIZAR </b></span><br style="text-align: center;" /><span style="font-size: small; text-align: center;"><br /></span><span style="font-size: large; text-align: center;">Expresad vuestra opinión crítica referente a las <b>ventajas e inconvenientes de pertenecer a la UE </b>y a la unión monetaria.</span><br /><br /><br /><br /><br />
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com23tag:blogger.com,1999:blog-2455270432004734514.post-37172229908050420472014-02-28T09:26:00.001-08:002022-01-23T02:14:05.147-08:00EL DINERO Y LOS MERCADOS FINANCIEROS<br />
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<a href="https://blogger.googleusercontent.com/img/proxy/AVvXsEhExdx5Wsh0qwCt48gl86GvJXhXB6lfypLpdYlsECT1uVn6VFnqyIlYe7GTuo26wmN3xApoFofPqPE43gk2M169sKG5UCtdHBPZkVBvoGJM3yJQrvhXVV2HYJ15culAMy7VL3eJGqqG_kbPMEfRsyZJ_OT8I6KC2b3c38Wx=" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="400" id="il_fi" src="http://i94.photobucket.com/albums/l107/mortadelo001/his2.jpg" style="padding-bottom: 8px; padding-right: 8px; padding-top: 8px;" width="292" /></a><span style="font-size: large; text-align: justify;"><div class="post-title entry-title" itemprop="name"><span style="font-size: large;">La palabra dinero deriva del latín </span><span style="color: #6aa84f; font-size: large;"><em><strong>denarius</strong></em>,</span><span style="font-size: large;"> que fue una de las monedas utilizadas en el Imperio Romano. </span></div></span>
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<span style="font-size: large; text-align: justify;">Aunque actualmente casi nadie se lo plantee, el dinero (billetes y monedas) es uno de los grandes avances en la historia de la humanidad y en el ámbito económico muy probablemente es el más importante, tanto por su pervivencia, como por su utilidad.</span></div>
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<span style="font-size: large;">Hasta prácticamente la Baja Edad Media, el comercio se realizaba mayoritariamente mediante <span style="color: #e69138;"><strong>trueque</strong></span>, es decir intercambiando unos bienes y servicios por otros. Sin embargo desde la antigüedad </span><strong style="font-size: x-large;"><span style="font-family: inherit;">el oro y la plata</span></strong><span style="font-size: large;"> fueron utilizados como dinero debido a que su valor era aceptado, por la facilidad de transportarlos y porque los metales conservan sus propiedades durante largo tiempo, incluso de padres a hijos y de abuelos a nietos. A fin de garantizar que un trozo de metal (antecedente inmediato de las monedas) contenía cierta cantidad de oro o de plata se comenzó a acuñar monedas marcando en ellas su valor.</span></div>
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<span style="font-size: large;">Las primeras monedas de oro y plata (mezclas de ambos metales o incluso con otros) fueron producidas de forma estándar <span style="font-family: inherit;">como monedas, en Lidia, la actual Turquía, en el s.VII a. de C.</span></span></div>
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<span style="font-size: large;"><strong> Clases de dinero:</strong></span><br />
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<span style="color: teal; font-family: inherit; font-size: large;"><b>Dinero mercancía</b>: </span><span style="color: black; font-family: inherit; font-size: large;">este medio de pago es una mercancía física que se valora por sí misma y que, en ocasiones, se utiliza para su consumo final. Por ejemplo: sal, tabaco…</span><br />
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<span style="color: teal;"><span style="font-family: inherit; font-size: large;"><b>Dinero metálico:</b></span></span><span style="font-family: inherit; font-size: large;"> es un tipo particular de dinero mercancía que, como tal, tiene un valor intrínseco. La mercancía física utilizada es un metal, generalmente el oro, la plata o el bronce, que se acuña en forma de monedas.</span><br />
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<span style="color: teal; font-family: inherit; font-size: large;"><b>Dinero papel:</b></span><span style="font-family: inherit; font-size: large;"> documento que da derecho a una mercancía que circula como medio de pago, generalmente oro o plata. Su uso se generalizó cuando los cambistas entregaban recibos a cambio del metal depositado en sus cajas fuertes. </span><span style="font-size: large;">Como se acumuló una cantidad importante de oro y plata en las cajas que nunca era solicitada, los cambistas empezaron a prestar parte de sus depósitos de oro cobrando un interés, y escribían la cantidad prestada en un recibo. Siempre y cuando la cantidad de recibos no fuese demasiado elevada con relación a los metales en depósito, el riesgo de no poder hacer frente a las conversiones era asumible. </span></div>
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<span style="color: teal; font-size: large;"><b>Dinero fiduciario:</b></span><span style="font-size: large;"> se trata de una mercancía, prácticamente sin valor intrínseco, que desempeña las funciones de dinero por orden de la autoridad que lo emite. Las personas están dispuestas a aceptar dinero fiduciario a cambio de los bienes y servicios que venden porque saben que su valor será a su vez respetado cuando vayan a comprar otros bienes y servicios.</span><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlK8dvrak2_mP2oXd4ALDNbIv1IxuGR3Q5Lpy-9AISWAFaeIsFRAYwfgMbgwYUZMl0Rp2j4ITnGcfW6ST3Z7irQkyqidbzhiVg9azmThQkv0XKJj4rSxe2Kkoz0YWlWXDiu2G-Jq3PDBw4/" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="211" id="il_fi" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlK8dvrak2_mP2oXd4ALDNbIv1IxuGR3Q5Lpy-9AISWAFaeIsFRAYwfgMbgwYUZMl0Rp2j4ITnGcfW6ST3Z7irQkyqidbzhiVg9azmThQkv0XKJj4rSxe2Kkoz0YWlWXDiu2G-Jq3PDBw4/" style="padding-bottom: 8px; padding-right: 8px; padding-top: 8px;" width="320" /></a></div>
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<b style="color: teal; font-size: x-large;">Dinero bancario: </b><span style="font-size: large;">depósitos que un agente económico tiene en un banco, de los que puede disponer a través de tarjetas de crédito o débito, orden de transferencia, cheques y pagarés. </span></div>
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<span style="font-size: large;"><br /></span><span style="font-size: large;">Un cheque es un documento que implica el compromiso de desembolsar la cantidad con billetes y monedas en circulación. </span></div>
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<span style="font-size: large;"><br /></span><span style="font-size: large;">En el pagaré el compromiso de pago del importe se fija a un vencimiento fijado en el documento, distinto de la fecha de emisión.</span><br />
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<br />María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com1tag:blogger.com,1999:blog-2455270432004734514.post-16719977056068574702014-02-07T03:36:00.001-08:002022-01-23T02:16:42.950-08:00LA FUNCIÓN COMERCIAL<div class="separator" style="clear: both; text-align: center;">
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Presentación de ANA LEIVA adaptada por María Sevilla.María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-22334610532133423532013-12-18T08:52:00.004-08:002022-01-23T02:18:07.353-08:00FISH! <div style="text-align: center;">
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<span face="Arial, Helvetica, sans-serif" style="color: #0b5394; font-size: large;"><b>Libro de lectura </b></span></div>
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<b style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: x-large;">LA EFICACIA DE UN EQUIPO RADICA EN SU CAPACIDAD DE MOTIVACIÓN</b></div>
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<span face="Arial, Helvetica, sans-serif">Existen trabajos que, al desempeñarlos, nos provocan una inevitable sensación de aburrimiento y apatía, sin embargo la actitud personal con la que los afrontamos puede influirnos ¡y de que manera!</span><br />
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<span face="Arial, Helvetica, sans-serif">Fish! plantea, a modo de relato ameno y desenfadado, una deseable disposición positiva hacia el ambiente creativo y exitoso de una pequeña pescadería. Su filosofía es aplicable al desarrollo de cualquier negocio e incluso a otros desafíos de la vida.</span><br />
<span style="font-size: large;"><br /></span>
<span face="Arial, Helvetica, sans-serif">La empresas necesitan ilusión y nuevas ideas. El trabajo es una recompensa para quien disfruta con él. </span><span face="Arial, Helvetica, sans-serif">Por eso es preciso que la información circule en la empresa para que los trabajadores estén motivados y así trabajen en un clima de cordialidad y optimismo, necesario para que la empresa pueda obtener beneficios.</span><br />
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<div style="text-align: justify;"><b><span face="Arial,Helvetica,sans-serif" style="font-size: small;">Un ejemplo de la motivación en el trabajo es la empresa Google Inc. en
California, EEUU, que dispone de amplias actividades y juegos
motivadores para sus trabajadores, que luego se ve reflejado para bien
en su trabajo:</span></b></div>
<span face="Arial,Helvetica,sans-serif"><br /><a href="http://www.youtube.com/watch?v=9No-FiEInLA" target="_blank">http://www.youtube.com/watch?<wbr></wbr>v=9No-FiEInLA</a></span><br />
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com19tag:blogger.com,1999:blog-2455270432004734514.post-63157258067603918042013-12-17T01:43:00.005-08:002022-01-23T02:19:38.707-08:00HAY ALTERNATIVAS<h2 class="date-header" style="background-color: white; color: #666666; font-family: "Trebuchet MS", Trebuchet, sans-serif; font-size: 14px; font-weight: normal; margin: 0px; min-height: 0px; position: relative;">
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<a href="http://2.bp.blogspot.com/-JEZ9RbY87Y0/TvraQXHjukI/AAAAAAAAAWI/zL3BFXf5N4g/s1600/hay-alternativas-portada.jpg" style="color: #b87209; margin-left: 1em; margin-right: 1em; text-decoration: none;"><img border="0" height="488" rea="true" src="http://2.bp.blogspot.com/-JEZ9RbY87Y0/TvraQXHjukI/AAAAAAAAAWI/zL3BFXf5N4g/s640/hay-alternativas-portada.jpg" style="border: none; position: relative;" width="640" /></a></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;"><b>Buscad, tras la lectura de este libro, respuesta a las siguientes preguntas:</b></span></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;">¿Cuál fue el origen de la crisis financiera internacional? </span></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;">¿Cómo pudo gestarse una estafa financiera tan gigantesca?</span></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;">¿Cómo pudo llegar a quebrar parte del sistema bancario internacional sin que ninguna autoridad se diera cuenta de lo que pasaba?</span></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;">¿Cómo pudieron los bancos venderle a millones de inversores productos basura?</span></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;">¿Cuáles son las alternativas al neoliberalismo?</span></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;">¿Qué pueden hacer los gobiernos para salir de esta crisis?</span></div>
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<span style="color: #666666; font-family: inherit; font-size: medium;">Y nosotros, los ciudadanos ¿qué podemos hacer?</span></div>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-58869281861014193912013-12-17T01:35:00.001-08:002022-01-23T02:20:16.653-08:00UN ECONOMISTA DE LETRAS<h2 style="border-bottom-color: rgb(216, 216, 216); border-bottom-style: solid; border-width: 0px 0px 1px; color: #adafb2; font-family: "Helvetica Neue", Arial, Helvetica, Geneva, sans-serif; font-weight: normal; letter-spacing: 1px; line-height: 20px; margin: 0px 0px 15px; outline: 0px; padding: 0px 0px 3px; text-transform: uppercase; vertical-align: baseline;">
<span style="font-size: small;">UNA NOVELA DE ENCUENTROS ENTRE LA ECONOMÍA Y LA LITERATURA</span></h2>
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<a href="http://www.antonibosch.com/autor/pedro-asensio-romero" style="border: 0px; color: #5b95cc; margin: 0px; outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;">Pedro Asensio Romero</a> 2009</div>
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<div style="border: 0px; font-family: "Helvetica Neue", Arial, Helvetica, Geneva, sans-serif; line-height: 20px; margin-bottom: 15px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="color: #7a7c7f;"><br /></span></div><div style="border: 0px; font-family: "Helvetica Neue", Arial, Helvetica, Geneva, sans-serif; line-height: 20px; margin-bottom: 15px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="color: #7a7c7f;">Esta novela nos va a desvelar muchas e interesantes claves de la forma de pensar de los economistas.</span></div>
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Con un estilo ágil y eficaz, el autor de "Un economista de letras", logra combinar el entretenimiento con el rigor literario. </div>
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El joven e irónico protagonista de esta narración reflexiona sobre diferentes episodios de su vida: la familia, el barrio, los amigos, la universidad, sus lecturas, sus incertidumbres sobre la ciencia económica, sus éxitos y fracasos sentimentales, la necedad de algunos empresarios, el turbio mundo de la corrupción política…</div>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-3645497207131741612013-11-18T08:49:00.000-08:002013-11-18T11:00:47.689-08:00EXTERNALIDADES NEGATIVAS<div class="separator" style="clear: both; text-align: center;">
<span style="font-size: large;">VERTIDO TÓXICO EN HUNGRÍA</span></div>
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<span style="font-size: large;">VERTIDO TÓXICO EN DOÑANA (ANDALUCÍA)</span></div>
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<span style="font-size: large;">VERTIDO DEL PRESTIGE EN GALICIA</span> </div>
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n <iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.youtube.com/embed/89wh7F5K3LY?feature=player_embedded' frameborder='0'></iframe><br />
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<span style="font-size: large;">¿Hasta dónde llega la responsabilidad social de las empresas?</span></div>
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<span style="font-size: large;">¿Qué externalidades negativas están afectando a la sociedad en general y a las personas que viven en estas zonas que han sufrido desastres ecológicos?</span></div>
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<span style="font-size: large;">¿Qué puedes hacer ante estos desastres?</span></div>
María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com32tag:blogger.com,1999:blog-2455270432004734514.post-32742067353969707052013-11-11T03:31:00.001-08:002022-01-23T02:25:02.495-08:00TEORÍAS SOBRE LA ORGANIZACIÓN DEL TRABAJO<div style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;">
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<span face="Arial, Helvetica, sans-serif">Estos vídeos os ayudará a recordar a <span style="color: red; font-weight: bold;">Taylor</span><span style="font-weight: bold;"> </span>que como sabéis fue el creador de la <span style="color: red; font-weight: bold;">Escuela de la Dirección Científica</span>, viéndolo con atención aprenderéis de forma fácil las bases de su teoría.</span><br />
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<span face="Arial, Helvetica, sans-serif">Taylor defendía el trabajo en cadena y la especialización, como base para aumentar la productividad y el beneficio obtenido por las empresas. Decía que reduciendo costes de producción, los precios de venta de los productos bajarían, incrementándose así las ventas y por tanto los beneficios. Pero ¿cómo se sentían los trabajadores?</span><br />
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<div class="separator" style="clear: both; text-align: center;"><br /></div><object height="344" style="background-image: url(http://i3.ytimg.com/vi/2dTfVKUnj18/hqdefault.jpg);" width="425"><param name="movie" value="http://www.youtube.com/v/2dTfVKUnj18?fs=1&hl=es_ES" /><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><embed allowfullscreen="true" allowscriptaccess="never" height="344" src="http://www.youtube.com/v/2dTfVKUnj18?fs=1&hl=es_ES" type="application/x-shockwave-flash" width="425" wmode="transparent"></embed></object><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjb6hQZXwSw3tC3HBvBI-1OTaW0jZDujfCbECIPfi8Q9Bzf0-aUHjVvJOyHQ_3J4AttMtbDjaFODqT1aeOhyPdJl_VlZqcY3UZ01gEquDlVLnTIy1dCCqzzl9lRksoDpsEYXsFDd-jMrUEY/s1600/elton+mayo.JPG" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span face="Arial, Helvetica, sans-serif"><img border="0" height="296" id="il_fi" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjb6hQZXwSw3tC3HBvBI-1OTaW0jZDujfCbECIPfi8Q9Bzf0-aUHjVvJOyHQ_3J4AttMtbDjaFODqT1aeOhyPdJl_VlZqcY3UZ01gEquDlVLnTIy1dCCqzzl9lRksoDpsEYXsFDd-jMrUEY/s320/elton+mayo.JPG" style="padding-bottom: 8px; padding-right: 8px; padding-top: 8px;" width="320" /></span></a><span face=""Helvetica Neue", Arial, Helvetica, sans-serif"><span face="Arial, Helvetica, sans-serif">Elton Mayo, Roethlisberger y otros realizaron los famosos experimentos en la planta <b>Hawthorne de Western Electric Company</b> entre 1927 y 1932.</span></span><br />
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<span face="Arial, Helvetica, sans-serif"><span face=""Helvetica Neue", Arial, Helvetica, sans-serif">Anteriormente, de 1924 a 1927, el National research council realizó un</span>estudio en colaboración de Western Electric para determinar el efecto de la iluminación y otras condiciones sobre los trabajadores y su productividad.</span></div>
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<span face="Arial, Helvetica, sans-serif"><span face=""Helvetica Neue", Arial, Helvetica, sans-serif">Lo que Mayo y sus colegas encontraron, tendría un efecto radical en el pensamiento administrativo. Cambiar la iluminación para el grupo de prueba, modificar los períodos de descanso, recortar los días de trabajo y diversos sistemas de pago de incentivos no parecían explicar los cambios en la productividad. </span></span></div>
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<div style="border: medium none; text-align: justify;"><span face="Arial, Helvetica, sans-serif"><br />Mayo y sus investigadores llegaron entonces a la conclusión de que otros factores eran responsables. La mejora en la productividad se debía a factores sociales como la moral, las relaciones satisfactorias entre los miembros del grupo de trabajo (un sentido de pertenencia) y la administración efectiva que tiene en cuenta el comportamiento humano y lo atiende a través de habilidades interpersonales como motivación, asesoramiento, dirección y comunicación. <b>Este fenómeno, que surge básicamente de que las personas sean "notadas" se ha llamado el efecto HAWTHORNE.</b></span></div>
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<span face="Arial, Helvetica, sans-serif" style="color: blue;">Para ver el vídeo sobre los experimentos de Hawthorne, entra en el siguiente enlace:</span><br />
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<a href="http://www.youtube.com/watch?v=PrtDFal1-vU&feature=related"><span face="Arial, Helvetica, sans-serif">http://www.youtube.com/watch?v=PrtDFal1-vU&feature=related</span></a><br />
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<span face="Arial, Helvetica, sans-serif">Una vez visualizados los vídeos, veréis como puede cambiar la forma de tratar a las personas trabajadoras en las empresas. <span style="color: red; font-weight: bold;">Mayo</span>, creador de la <span style="color: red; font-weight: bold;">Escuela de las Relaciones Humanas</span>, al realizar este experimento, decubrió que las personas no sólo se sienten motivados a trabajar por el dinero (incentivos económicos), sino que otros factores como el sentirse aceptados por los demás, el reconocimiento personal, la organización racional de la jornada o el incremento de los periodos de descanso, motivan tanto o más que el salario y como consecuencia de ello se incrementa la producción. <span style="color: black;"><strong>A él le debemos que muchas empresas hayan dejado de ver a sus trabajadores como máquinas</strong> (visión mecanicista de Taylor)<strong> para verlos como seres humanos.</strong></span></span></div>
<br />María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com14tag:blogger.com,1999:blog-2455270432004734514.post-28013766094954919782013-10-10T13:32:00.006-07:002022-01-29T12:28:50.896-08:00El MARF y el BME Growth<div style="text-align: center;"><br /></div>
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<span style="font-family: inherit; font-size: large;"><span face="Arial, Helvetica, sans-serif" style="background-color: white;">Las empresas que quieran
emitir en el </span><span style="background-color: white;"><span style="color: #2b00fe; font-weight: bold;">MARF</span><span> (Mercado Alternativo de Renta Fija para PYMES), </span></span><span face="Arial, Helvetica, sans-serif" style="background-color: white;">deben ser solventes y con una
cuenta de resultados saneada. Han de cumplir unos requisitos entre ellos que las ventas sean superiores a 50 millones de euros, tener crecimiento en el último año...</span></span></div>
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<div style="text-align: justify;"><a href="http://www.cnmv.es/TutorialFondos/img/2_4/t4_p2_a.jpg" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><span style="font-family: inherit; font-size: large;"><img border="0" height="320" src="http://www.cnmv.es/TutorialFondos/img/2_4/t4_p2_a.jpg" width="260" /></span></a><span face="Arial, Helvetica, sans-serif" style="font-size: large;"><span style="background-color: white; font-family: inherit;">Hay dos tipos de<b>
emisiones: pagarés y bonos</b>, según si las necesidades de financiación sean de corto plazo o se opte por emitir instrumentos a largo plazo. </span></span></div><div style="text-align: justify;"><span face="Arial, Helvetica, sans-serif" style="font-size: large;"><span style="background-color: white; font-family: inherit;"><br /></span></span></div><div style="text-align: justify;"><span style="font-family: inherit; font-size: large;"><span style="background-color: white;">E</span><span style="background-color: white;">l importe de las emisiones
oscila entre 20 y 25 millones de euros, aunque puedan
producirse a partir de 10 millones o superiores a 50 millones de euros. </span></span></div><div style="text-align: justify;"><span face="Arial, Helvetica, sans-serif" style="font-size: large;"><span style="background-color: white; font-family: inherit;"><br /></span></span></div>
<div style="text-align: justify;"><span face="Arial, Helvetica, sans-serif" style="font-size: large;"><span style="background-color: white; font-family: inherit;"><br /></span></span></div><div style="text-align: justify;"><span face="Arial, Helvetica, sans-serif" style="font-size: large;"><span style="background-color: white; font-family: inherit;">Público objetivo: <b>inversores institucionales </b>tanto<b> nacionales </b>como<b>
internacionales</b>. </span></span></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><span><a href="https://www.bmerf.es/esp/aspx/Portadas/HomeMARF.aspx"><b><span style="font-family: inherit; font-size: x-large;">MARF</span></b></a><br /></span></div><div style="text-align: justify;"><span face="Arial, Helvetica, sans-serif" style="font-size: large;"><span style="background-color: white;"><br /></span></span></div><div style="text-align: justify;"><br /></div>
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<span style="background-color: white; background-position: initial initial; background-repeat: initial initial;"><span face="Arial, Helvetica, sans-serif" style="font-size: large;">Además del MARF donde las PYMES pueden emitir bonos y pagarés de renta
fija, estas empresas también pueden financiarse mediante la salida a bolsa a través del </span></span><span face="sans-serif" style="background-color: #f9f9f9; text-align: center;"><b><span style="color: #2b00fe; font-size: large;">BME Growth</span></b></span><span face="sans-serif" style="background-color: #f9f9f9; font-weight: 700; text-align: center;"><span style="font-size: 17.64px;"> </span><span style="font-family: inherit; font-size: large;">(</span></span><span style="background-color: white; font-family: inherit; font-size: large;">Mercado Alternativo Bursátil, antes llamado MAB). A diferencia del Mercado Continuo, el BME Growth cuenta con una regulación creada especialmente para las sicavs, empresas de capital riesgo y pymes en expansión.</span></div><div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><br /></div><div class="MsoNormal" style="text-align: center; text-justify: inter-ideograph;"><span style="background-color: white;"><a href="https://www.bmegrowth.es/esp/Home.aspx"><b><span style="font-family: inherit; font-size: x-large;">BME Growth</span></b></a><br /></span></div><div class="MsoNormal" style="text-align: center; text-justify: inter-ideograph;"><br /></div><div class="MsoNormal" style="text-align: center; text-justify: inter-ideograph;"><br /></div><div class="MsoNormal" style="text-align: center; text-justify: inter-ideograph;"><br /></div><div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span style="background-color: white; font-size: x-large;"><br /></span></div><div class="MsoNormal" style="text-align: justify; text-justify: inter-ideograph;"><span style="background-color: white; font-size: x-large;"><br /></span></div>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com18tag:blogger.com,1999:blog-2455270432004734514.post-42707881971254225582013-09-20T08:14:00.001-07:002022-01-29T12:29:27.249-08:00LA BUENA SUERTE<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEju2CcBede5gnNhlMvODMuecU4_wakGP4HL_kNWNj2tMGllxUPziPTksDro62hgNvM-JaYRCOw9asb__s6SQVVgH0_EVrx94cFaPGKZRL5cfm8MiAEUdEGjVn3yvUPV5LDt1vOTpaMHkMc/s1600/la-buena-suerte.jpg" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="400" rda="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEju2CcBede5gnNhlMvODMuecU4_wakGP4HL_kNWNj2tMGllxUPziPTksDro62hgNvM-JaYRCOw9asb__s6SQVVgH0_EVrx94cFaPGKZRL5cfm8MiAEUdEGjVn3yvUPV5LDt1vOTpaMHkMc/s400/la-buena-suerte.jpg" width="250" /></a></div>
<span style="color: #38761d; font-size: large;"><b>LIBRO DE LECTURA 2º CFGM</b></span><br />
<br />
<span style="font-size: large;">Este es el libro para leer en la primera evaluación. Es de lectura fácil, pero de contenido importante, no sólo para futuros emprendedores, sino también para la vida misma de cualquier persona.</span><br />
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<span style="font-size: large;">Espero que os guste y podáis quedaros con su mensaje.</span>María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com15tag:blogger.com,1999:blog-2455270432004734514.post-51838398512128391292013-09-19T23:31:00.002-07:002022-01-29T12:52:25.117-08:00EL CORAZÓN INVISIBLE<div><span style="color: #222222; font-size: large;"><b><br /></b></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjIxcTci00-Qn7kBKjkMMRA6QVp0jV-MG2XgPmidyPP3opT2gvaAga_HpmiNWB4KdG5PqaPsfl0CHuJN4jiqlpWqfzQKFG_Bt-wfM_idIEzV99DGc67OvmVkcpqXulmK4IDxupbRIHDRQk/s1600/El+corazon+invisible.jpg" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjIxcTci00-Qn7kBKjkMMRA6QVp0jV-MG2XgPmidyPP3opT2gvaAga_HpmiNWB4KdG5PqaPsfl0CHuJN4jiqlpWqfzQKFG_Bt-wfM_idIEzV99DGc67OvmVkcpqXulmK4IDxupbRIHDRQk/w421-h640/El+corazon+invisible.jpg" width="421" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">Es una historia de amor </span><span style="background-color: white; font-size: x-large; text-align: justify;">que abarca los aspectos actuales de la economía y las finanzas. </span><span style="background-color: white; font-size: x-large; text-align: justify;">Sam Gordon y Laura Silver, profesores en una escuela de enseñanza media de Washington viven su historia de amor, defendiendo sus posturas ante la vida. </span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;">Sam piensa que el Gobierno debería dejar de inmiscuirse en los mercados, cree que tener éxito en los negocios es una virtud y que nuestra humanidad sólo consigue desarrollarse en un entorno de libertad económica. </span><span style="background-color: white; font-size: x-large; text-align: justify;">Donde Sam ve vencedores, ella ve víctimas. Laura quisiera que el Estado protegiera a consumidores y trabajadores de los excesos del mercado que Sam adora. </span><span style="background-color: white; font-size: x-large; text-align: justify;">Laura prefiere leer poesía antes que datos económicos.</span><span style="background-color: white; font-size: x-large; text-align: justify;"> </span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-size: x-large; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-size: x-large; text-align: justify;">Mientras que Sam y Laura discuten sobre cómo mejorar el mundo, se desarrolla una historia paralela. </span><span style="background-color: white; font-size: x-large; text-align: justify;">Erica Baldwin, directora de una institución pública defiende los intereses de consumidores y trabajadores. Ella intenta llevar a Charles Krauss, un empresario sin escrúpulos, a la justicia. </span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;">¿Cómo se conectan estos dos dramas? </span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: large; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: large; text-align: justify;">¿Por qué está Sam amenazado de despido?</span> </div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;">¿Encontrará Erica Baldwin los datos que necesita? </span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="background-color: white; font-family: inherit; font-size: x-large; text-align: justify;">¿Puede Laura amar a un hombre con un poster de Adam Smith en su dormitorio? </span></div>María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com14tag:blogger.com,1999:blog-2455270432004734514.post-41678154018075650832013-09-19T08:09:00.001-07:002022-01-29T12:53:23.046-08:00ASESINATO EN EL MARGEN<div class="separator" style="clear: both; text-align: center;">
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<span style="font-size: large;"><span style="color: #3d85c6;"><strong>LIBRO DE LECTURA </strong></span></span><br />
<span style="font-size: large;"><i><span style="color: #3d85c6;"><strong><br /></strong></span></i></span>
<span style="font-size: large;"><i><span style="color: #3d85c6;"><strong>Asesinato en el margen</strong></span>, </i> es una novela policial que presenta la peculiaridad de resolver su trama en clave económica y de tener como protagonista desvelador del misterio a un economista de Harvard. Así, entre arrecifes de coral y bandas de percusión caribeñas, el profesor Henry Spearman conduce al lector/a hasta el asesino, aplicando la ley de la oferta y la demanda, los costes de oportunidad, el monopolio, la teoría del capital y hasta el famoso dilema del prisionero de la teoría de juegos.</span><br />
<br />
<span style="color: #f1c232; font-size: large;"><strong>Espero que os guste....</strong></span>María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com22tag:blogger.com,1999:blog-2455270432004734514.post-11870437641584180212013-09-12T08:28:00.003-07:002022-01-29T12:54:21.862-08:00CURSO 2013/2014<b><span style="font-size: large;">¡Bienvenidos al mundo de la ECONOMÍA!</span></b><br />
<br />
<span style="font-family: inherit; font-size: large;"><span>Os saludo a todas y a todos mis alumnas y alumnos del curso pasado, fue todo un placer ser vuestra profesora. Espero que el descanso del verano os haya servido para coger fuerzas y este curso podáis "darlo todo" pues os espera el reto de conseguir la nota que os permita estudiar lo que deseáis.</span><br />
<span><br /></span>
<span>También saludo a los nuevos, que este año os incorporáis a esta materia, y deseo que juntos pasemos por experiencias de aprendizaje muy enriquecedoras para todos.</span><br />
<span><br /></span>
<span>El blog os servirá de ayuda para el estudio y como contacto directo conmigo.</span><br />
<span><br /></span>
<span>Os deseo lo mejor. Vuestra profesora.</span></span>María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-35655315966361497082013-06-06T08:48:00.001-07:002013-06-09T00:53:41.266-07:00LOS CICLOS ECONÓMICOS, CRISIS Y PROBLEMAS ECONÓMICOS MUNDIALES<div style="text-align: center;">
<span style="color: #cc0000; font-size: large;"><b>TRABAJOS REALIZADOS POR ALUMNAS Y ALUMNOS DE 1º DE BACHILLERATO PARA EXPONERLOS EN CLASE A LOS COMPAÑEROS</b></span></div>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-13181251969535941982013-06-03T09:23:00.000-07:002013-06-06T09:46:05.032-07:00PLANES DE EMPRESA 2013<div style="text-align: center;">
<b><span style="color: #b45f06; font-size: large;">PROYECTOS EMPRESARIALES REALIZADOS POR ALUMNAS Y ALUMNOS DE 2º BACHILLERATO </span></b></div>
<div style="text-align: center;">
<b><span style="color: #b45f06; font-size: large;">durante el curso 2012/2013</span></b></div>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0tag:blogger.com,1999:blog-2455270432004734514.post-21622076218088400902013-04-16T07:56:00.000-07:002016-05-10T03:29:21.616-07:00RATIOS ECONÓMICO-FINANCIEROS<strong><span style="color: red; font-family: inherit; font-size: x-large;">Análisis de balances</span></strong><br />
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: inherit; font-size: large; text-transform: uppercase;">Ratios de liquidez:</span></b></div>
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<span style="font-family: inherit; font-size: large;"><b style="mso-bidi-font-weight: normal;"><span style="color: blue; text-transform: uppercase;">1. </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: blue; text-transform: uppercase;">ratio de Liquidez </span></b></span></div>
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<span style="font-family: "arial";"> </span><span style="font-family: inherit;"> <b style="mso-bidi-font-weight: normal;">ACTIVO CORRIENTE</b></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"> ___________________</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"> PASIVO CORRIENTE</span></b></div>
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: blue;"><b>Debe ser mayor que 1</b>. </span></span></span><br />
<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: blue;"><br /></span></span></span>
<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: blue;"><b>Un valor entre 1.5 y 1.9 es aceptable</b>, </span></span><span style="mso-bidi-font-style: normal;">su aceptabilidad depende del sector en que opere la empresa y de sus características. Cuanto mayor sea menor será el riesgo de la empresa y mayor será su solidez de pago a corto plazo.</span></span><br />
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: red;"><b>Un valor mayor que 2</b> </span>supone holgura financiera, situación que puede verse unida a un exceso de capitales inaplicados que influirá negativamente sobre la rentabilidad total de la empresa</span>.</span><br />
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: red;"><b>Un valor menor que 1</b> </span></span><span style="mso-bidi-font-style: normal;">indica que la empresa está cerca de declararse en suspensión de pagos y deberá hacer frente a sus deudas a corto plazo teniendo que vender Activo Fijo, lo que reducirá su capacidad productiva.</span></span><span style="font-family: "arial"; font-size: 11pt;"></span></div>
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<span style="font-size: large;"><b style="mso-bidi-font-weight: normal;"><span style="color: blue; font-family: inherit;">2. </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: blue; font-family: inherit; text-transform: uppercase;">RATIO DE TESORERÍA</span></b></span><b style="mso-bidi-font-weight: normal;"><span style="color: blue;"></span></b></div>
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<span style="font-family: inherit;"><span style="font-size: 11pt;"> </span> <b style="mso-bidi-font-weight: normal;">DISPONIBLE + REALIZABLE</b></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"> __________________________</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"> PASIVO CORRIENTE</span></b></div>
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<span style="font-family: inherit;"><b>DISPONIBLE</b>: <i>se refiere a la submasa patrimonial EFECTIVO Y OTROS ACTIVOS LÍQUIDOS</i></span></div>
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<span style="font-family: inherit;"><b>REALIZABLE</b>: <i>se refiere a la submasa patrimonial DEUDORES COMERCIALES Y OTRAS CUENTAS A COBRAR.</i></span></div>
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<span style="font-family: inherit;">A este índice se le suele llamar <b style="mso-bidi-font-weight: normal;"><span style="color: #6aa84f;">Prueba del Ácido.</span></b></span><br />
<span style="font-family: inherit;"><b style="mso-bidi-font-weight: normal;"><span style="color: red;"><br /></span></b></span></div>
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: blue;"><b>Un resultado igual a 1 puede considerarse aceptable</b></span></span><span style="mso-bidi-font-style: normal;">. </span></span><br />
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="font-family: inherit;">Si fuese </span><b style="font-family: inherit;"><span style="color: red;">menor que 1</span> </b><span style="font-family: inherit;">puede existir el peligro de caer en insuficiencia de recursos para hacerle frente a los pagos. </span></span></span></div>
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;">De ser <span style="color: red;"><b>mayor que 1</b></span> la empresa puede llegar a tener exceso de Tesorería. </span></span></div>
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<span style="font-family: inherit; font-size: large;"><b style="mso-bidi-font-weight: normal;"><span style="color: blue;">3. </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: blue; text-transform: uppercase;">ratio de disponibilidad</span></b></span><b style="mso-bidi-font-weight: normal;"><span style="color: blue; font-family: "arial";"></span></b><br />
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="mso-bidi-font-weight: normal;"><span style="color: blue; text-transform: uppercase;"><br /></span></b></span>
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<span style="font-family: "arial";"> </span><span style="font-family: inherit;"> <b style="mso-bidi-font-weight: normal;">DISPONIBLE</b></span></div>
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<b style="mso-bidi-font-weight: normal;"> ___________________</b></div>
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<b style="mso-bidi-font-weight: normal;"> PASIVO CORRIENTE</b><br />
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"><span style="font-weight: normal;">Este índice también recibe el nombre de </span><b style="mso-bidi-font-weight: normal;"><span style="color: #6aa84f;">Ratio de liquidez inmediata</span></b><span style="font-weight: normal;"> y expresa la capacidad inmediata de la empresa para hacerle frente a sus deudas. </span></span></b></div>
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<span style="mso-bidi-font-style: normal;">Por lo general, un <span style="color: blue; font-weight: bold;">valor alrededor de 0.3 se considera aceptable</span></span><span style="font-family: inherit;"> aunque dependerá de las características del sector en que se encuentra la empresa. </span></div>
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<span style="font-family: inherit; text-align: justify;">Un valor </span><span style="color: red; font-family: inherit; font-weight: bold; text-align: justify;">muy bajo</span><span style="font-family: inherit; text-align: justify;"> es peligroso pues puede conllevar problemas en los pagos. </span></div>
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<span style="mso-bidi-font-style: normal;">Un valor<b> <span style="color: red;">muy alto</span></b> implica tener efectivo en exceso, lo cual es también dañino para la empresa, pues se desaprovechan los recursos empleados</span><span style="font-family: inherit; text-align: justify;">.</span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: inherit; font-size: large; text-transform: uppercase;">Ratio de solvencia:</span></b></div>
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<span style="font-family: inherit; font-size: large;"><b style="mso-bidi-font-weight: normal;"><span style="color: blue;">1. </span></b><b style="mso-bidi-font-weight: normal;"><span style="color: blue; text-transform: uppercase;">ratio de solvencia o garantía</span></b></span><span style="font-family: "arial"; font-size: 10pt;"></span></div>
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<span style="font-family: "arial"; font-size: 11pt;"> </span><span style="font-family: inherit;"><span style="font-size: 11pt;"> </span><b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;">ACTIVO</span></b></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"> _________</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"> PASIVO *</span></b></div>
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<span style="text-align: start;"><i>Considerando PASIVO* = PASIVO CORRIENTE + PASIVO NO CORRIENTE</i></span><br />
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<span style="font-family: inherit;">Este índice constituye la garantía frente a terceros, formada por todos los bienes reales de la empresa. </span><br />
<span style="mso-bidi-font-style: normal;"><span style="color: blue; font-family: inherit;"><br /></span></span>
<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: blue;"><b>Debe ser mayor que 1</b> </span></span>lo que expresa que la empresa posee suficientes garantías ante terceros, ya que cumpliendo con todas sus obligaciones tanto a corto como a largo plazo, mantiene parte de sus Activos. </span><br />
<span style="mso-bidi-font-style: normal;"><span style="color: blue; font-family: inherit;"><br /></span></span>
<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: blue;"><b>Es óptimo cualquier valor en torno a 2</b>. </span>Cuanto mayor es este índice, mejor es la garantía</span>.</span><br />
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;">Si su resultado fuera<span style="color: red;"> <b>menor que 1</b> </span>puede decirse que la empresa no posee suficientes bienes y derechos para cumplir con sus obligaciones y se encontraría en los que suele llamarse <b><span style="color: #6aa84f;">Quiebra Contable o Técnica</span></b></span><span style="color: #6aa84f;">.</span> Por eso, a este índice muchos autores le llaman <b style="mso-bidi-font-weight: normal;"><span style="color: #6aa84f;">“Distancia a la Quiebra”</span>.</b></span><br />
<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><br /></span></span>
<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;">Un valor <span style="color: red;"><b>mayor que 2</b> </span>puede afectar negativamente al desarrollo de la empresa, pues conlleva exceso de recursos que se traducen en disminución de la rentabilidad.</span></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: inherit; font-size: large; text-transform: uppercase;">Ratio de endeudamiento:</span></b></div>
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<b><span style="color: blue; font-family: inherit; font-size: large; text-transform: uppercase;">1. Ratio de Endeudamiento</span></b><b style="mso-bidi-font-weight: normal;"><span style="color: blue; font-family: "arial"; text-transform: uppercase;"></span></b></div>
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<span style="font-family: "arial"; font-size: 11pt;"> </span><span style="font-family: inherit;"><span style="font-size: 11pt;"> </span><b style="mso-bidi-font-weight: normal;">PASIVO* </b> <span style="font-size: 11pt;"> (Recursos ajenos)<u></u></span></span></div>
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<span style="font-family: inherit; font-size: 11pt;"> <b style="mso-bidi-font-weight: normal;">_________________</b></span></div>
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<span style="font-family: inherit;"><span style="font-size: 11pt;"> </span><b style="mso-bidi-font-weight: normal;">PATRIMONIO NETO</b><span style="font-size: 11pt;"> (Recursos propios) </span></span><span style="font-family: "arial"; font-size: 11pt;"> </span></div>
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<span style="font-family: inherit;">Este índice relaciona las deudas de la empresa con sus fondos propios. <span style="mso-bidi-font-style: normal;">Cuanto menor sea su valor, más bajo será el grado de endeudamiento reflejándose en una mejor estabilidad que </span>posibilita a la empresa el acceso a nuevas fuentes de financiación. </span></div>
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;">Un valor<span style="color: blue;"><b> entre 0.5 y 1.5</b> </span>puede considerarse<span style="color: blue;"> <b>aceptable</b></span><b>.</b> </span></span><br />
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;">Si es<span style="color: red;"> <b>mayor que 1.5</b> </span>es preocupante.</span></span><br />
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<span style="font-family: inherit;"><span style="mso-bidi-font-style: normal;"><span style="color: red;"><b>Si pasa de 2 </b></span>hay exceso de endeudamiento.</span></span></div>
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<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span style="color: blue; font-family: inherit; font-size: large;">Otra posibilidad de cálculo:</span></i></b><br />
<b style="mso-bidi-font-weight: normal;"><i style="mso-bidi-font-style: normal;"><span style="color: blue; font-family: inherit;"><br /></span></i></b></div>
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<span style="font-family: "arial"; font-size: 11pt;"> </span><span style="font-family: inherit;"><span style="font-size: 11pt;"> </span><b style="mso-bidi-font-weight: normal;">PASIVO*</b><span style="font-size: 11pt;"> (Recursos ajenos)<u></u></span></span></div>
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<span style="font-family: inherit;"><span style="font-size: 11pt;"> </span><b style="mso-bidi-font-weight: normal;">__________________________________________________________</b></span></div>
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<span style="font-family: inherit;"><span style="font-size: 11pt;"> </span><b style="mso-bidi-font-weight: normal;">PATRIMONIO NETO</b><span style="font-size: 11pt;"> (Recursos propios) </span><b style="mso-bidi-font-weight: normal;">+ PASIVO*</b><span style="font-size: 11pt;"> (Recursos ajenos)</span></span></div>
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<i><span style="font-family: inherit;">* PASIVO = PASIVO CORRIENTE + PASIVO NO CORRIENTE</span></i><br />
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<span style="font-family: inherit;">El resultado <b><span style="color: blue;">nunca debe ser superior a 0,6</span> </b>de lo contrario la empresa estará excesivamente endeudada y esta situación derivará en problemas de liquidez y de solvencia.</span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: inherit; font-size: large; text-transform: uppercase;">Ratios económicos:</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: red; font-family: "arial"; font-size: 16pt; text-transform: uppercase;"> </span><span style="color: red; font-family: "arial"; text-transform: uppercase;"> </span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "arial" , "helvetica" , sans-serif; text-transform: uppercase;"> </span></b></div>
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<b><span style="color: blue; font-family: "arial"; text-transform: uppercase;">Rentabilidad ECONÓMICA = </span><span style="font-family: inherit;"><span style="color: blue; text-transform: uppercase;"> <u> </u></span><span style="text-transform: uppercase;"><u>baii</u></span></span></b><span style="font-family: inherit;"><b><span style="text-transform: uppercase;"><span style="color: blue;"><u> </u> </span></span></b><b><span style="color: blue; text-transform: uppercase;"> </span></b><b><span style="color: blue; text-transform: uppercase;"> </span></b></span></div>
<span style="font-family: inherit;"><span style="font-size: 12pt;"> </span> <b style="mso-bidi-font-weight: normal;">ACTIVO<span style="font-size: small;"> </span></b></span><br />
<span style="font-family: "arial";"><b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"><span style="font-size: small;"><br /></span></span></b></span>
<span style="font-family: "arial";"><b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"><span style="font-size: small;"><br /></span></span></b></span><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit; font-size: small;">Expresa en tanto por uno, el rendimiento obtenido teniendo en cuenta los medios utilizados.</span></b><br />
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<i><b><span style="font-family: "arial"; text-transform: uppercase;">baii </span></b>(Beneficio antes de intereses e impuestos) es el <b><span style="color: #38761d;">Resultado de la Explotación</span></b>.</i><br />
<b><span style="color: blue; font-family: "arial"; text-transform: uppercase;"><br /></span></b>
<b><span style="color: blue; font-family: "arial"; text-transform: uppercase;"><br /></span></b>
<b><span style="color: blue; font-family: "arial"; text-transform: uppercase;"><br /></span></b><br />
<b><span style="color: blue; font-family: "arial"; text-transform: uppercase;">RENTABILIDAD FINANCIERA = <u> </u></span><span style="font-family: inherit; text-transform: uppercase;"><u>bdi</u></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit; font-size: small;"><u> </u> </span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit; font-size: small;"> PATRIM. NETO </span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"><span style="font-size: small;"><br /></span></span></b>
<b><span style="font-family: inherit;"><br /></span></b><br />
<b><span style="font-family: inherit;">Expresa en tanto por uno, el rendimiento que obtienen los socios de la empresa por su inversión. </span></b><br />
<span style="font-family: "arial";"><b><br /></b></span>
<i><span style="font-family: inherit;"><b><span style="text-transform: uppercase;">BDI </span></b>(Beneficio después de impuestos) es el <b><span style="color: #38761d;">Resultado del ejercicio</span></b>.</span></i><b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"><span style="font-size: small;"><i><span style="font-family: inherit;"> </span></i></span></span></b><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-family: inherit;"><span style="font-size: small;"><i><span style="font-family: inherit;"><br /></span></i></span></span></b>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com25tag:blogger.com,1999:blog-2455270432004734514.post-11246746430670457512013-03-04T09:11:00.002-08:002018-09-27T07:30:58.315-07:00EMPRENDER EN ESPAÑA<span style="font-size: large;">En <b><span style="color: #b45f06;">2º de bachillerato</span></b> hemos estudiado los <b>impuestos</b> que pagan las empresas, sabemos que es la <b>deslocalización</b>, la <b>facturación</b>, las <b>multinacionales</b> y muchos conceptos económicos más. Ahora vamos a realizar la siguiente actividad. </span><br />
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<span style="font-size: large;">Veremos el programa de <span style="color: blue;"><b>La Sexta: "Emperdedores" </b></span>entrando en el siguiente enlace.</span><br />
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<span style="font-size: large;"><a href="http://www.lasexta.com/videos/salvados/2013-marzo-3-2013030300002.html">http://www.lasexta.com/videos/salvados/2013-marzo-3-2013030300002.html</a></span><br />
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<span style="font-size: large;">Una vez visto subiremos nuestro comentario al blog teniendo en cuenta las siguientes cuestiones:</span><br />
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<li><span style="font-size: large;">¿Es fácil abrir una empresa en España?</span></li>
<li><span style="font-size: large;">¿Cuáles son las principales trabas que encuentran los emprendedores?</span></li>
<li><span style="font-size: large;">Legalmente es posible que una multinacional facture en el país donde el impuesto de sociedades es menor, pero ¿es esto éticamente correcto? </span></li>
<li><span style="font-size: large;">¿Qué harías tu, si fueras el director o la directora financiera de tu empresa?</span></li>
<li><span style="font-size: large;">¿Compartes la opinión del Sr Juan. Rosell, presidente de la CEOE, o estás en desacuerdo?</span></li>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com6tag:blogger.com,1999:blog-2455270432004734514.post-32232659446440819042013-01-07T12:03:00.000-08:002013-04-17T09:46:52.080-07:00EL MERCADO Y LA GLOBALIZACIÓN<img height="640" src="http://www.planetadelibros.com/usuaris/libros/fotos/25/original/24211_1_Elmercado.jpg" width="545" /><br />
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<span style="color: #7f6000; font-family: inherit; font-size: large;">Este es el libro de lectura para la segunda evaluación que vais a leer los alumnos y alumnas de 1º de bachillerato. Después haréis un control tipo test sobre los contenidos del mismo.</span><br />
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<span style="background-color: white;"><span style="font-size: large;">José Luis Sampedro, Catedrático de Economía, nos explica de una manera sencilla y rigurosa los principios fundamentales de la economía y el impacto que ha tenido en nuestro mundo la llamada globalización. El mercado, la competencia, los monopolios, las curvas de oferta y demanda, la formación de los precios y otras cosas nos las cuenta como si fuera un cuento, con gran sencillez pero también con un rigor extraordinario. </span></span></span><br />
<span style="font-size: large;"><br /></span><span style="font-size: large;"><i>Hoy 17 de abril y como homenaje a este economista, filósofo y escritor, nacido hace 96 años y que ha muerto el 8 de abril de 2013 en Madrid, vamos a realizar la siguiente actividad: </i></span><br />
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<span style="background-color: yellow; font-size: large;">- Investigaremos la aportación realizada por esta gran persona a la humanidad, elaborando cronológicamente una relación de todas las actividades que desarrolló a lo largo de su vida y visualizaremos una entrevista con él. Luego subiremos al blog nuestro comentario personal al respecto.</span><br />
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<span style="font-size: large;"><i>Pongo aquí también este enlace a un artículo escrito el 14 de abril de 2013 por </i><b>Daniel Albarracín</b><i>, en homenaje a este gran <span style="color: blue;"><b>"maestro de maestros"</b></span> que explica muy acertadamente quien era Jose Luis Sampedro.</i></span><br />
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<a href="http://www.kaosenlared.net/component/k2/item/53558-muerte-de-jose-luis-sampedro-al-maestro-de-maestros.html">http://www.kaosenlared.net/component/k2/item/53558-muerte-de-jose-luis-sampedro-al-maestro-de-maestros.html</a><br />
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<span style="font-size: large;"><br /></span>María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com20tag:blogger.com,1999:blog-2455270432004734514.post-21373073148251908362012-12-18T11:57:00.001-08:002022-01-29T13:07:42.884-08:00CAMBIO DE RUMBO<br />
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<img height="400" src="http://www.tebeosfera.com/imagenes/publicaciones/3/4/publicaciones-F512-968-533-334.jpg" width="295" /></div>
<span style="font-size: large;">El libro de lectura recomendado para esta Navidad, es un Cómic publicado por la Oficina de publicaciones de la UE. </span><br />
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<span style="font-size: large;">El guión es del belga Rudi Miel y los dibujos son de Vanyda<span style="font-family: inherit;">, </span></span><span style="background-color: white; color: #222222; line-height: 13.3333px;"><span style="font-family: inherit; font-size: large;">Durieux, Savoia y Gihef.</span></span><span style="font-size: large;"> Está inspirado en hechos reales que vivieron algunos jóvenes que ante las dificultades con las que tropezaron, supieron superarlas emprendiendo y cambiando el rumbo de sus vidas.</span><br />
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<span style="background-color: #f8f8f8; color: #333333; font-family: inherit; font-size: large;">Julie es una madre soltera sin trabajo que hace malabarismos para llegar a fin de mes. Viktor es un músico ciego que lo único que quiere es ser como los demás. Pedro se crió en una zona rural de Portugal, abandonó la pequeña explotación familiar de sus padres para probar fortuna en otro lugar... y le salió mal. Fianne, una ex- presidiaria de Dublín, pierde su trabajo en una fábrica y trata de dar un giro a su vida.</span><span style="background-color: #f8f8f8; color: #333333; font-family: inherit; font-size: large;"> </span></div>
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<span style="background-color: #f8f8f8; color: #333333;"><span style="font-family: inherit; font-size: large;">Este es el enlace para poder descargarlo gratis:</span></span></div>
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<span style="background-color: #f8f8f8;"><span style="color: #333333; font-size: large;"><a href="http://europa.eu/teachers-corner/15/index_es.htm">http://europa.eu/teachers-corner/15/index_es.htm</a></span></span></div>
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María Sevillahttp://www.blogger.com/profile/18355114477530627925noreply@blogger.com0